Lazy Retirment Journey – First Net Worth Update – Quarter 1 2017

Net worth is the one thing we all monitor closely, a sign of our overall financial health. Only appropriate that I start things off with my very first update. Such good timing that I am opening this blog just after the end of the first quarter! The first three months of the year have flown by. Settling into my new apartment, work ticking up after the new year, things have been crazy in general and I am looking forward to escaping for a long weekend soon.

Tracking my finances truly began at the beginning of 2016 after I started my first job out of college. My full quarterly numbers from Q1 2016 to Q1 2017 are all available, phew. By posting here I’ll hold myself accountable publicly and hopefully inspire and spark some conversation.

Without further ado let’s dive into the numbers

Q1 2017 Net Worth



  • Check out that nearly doubling of net worth from Q4 2016 to Q1 2017! This is in large part due to the bonus that I deposited directly into my 401k


  • Milestone number one was reached in Q1 2017! I’m officially in the green and it feels awesome

Not So Good

  • After moving into a new apartment (on my own) progress is definitely going to be slowed a bit

What to look forward to

Milestone number two is to reach a net worth of $45,000 by the end of Q1 2018. I may be lazy but I still think I can be an Above Average Person, at least by Financial Samurai’s net worth targets. Commitment to increasing my IRA and brokerage account balances is also key this year. Currently I am adding $250 to each, per month. What are your milestones?

I am just getting started and things will be covered more in depth down the line!

What are you waiting for? Let’s all retire lazy together!

wealthfrontMy personal recommendation for lazy people looking to grow their money, essentially hands free. Define your risk tolerance, set up monthly deposits, and watch your accounts grow! Wealthfront is easy to use, will manage your first $15,000 for free (if you sign up with my referral link), and has great features like tax-loss harvesting.

9 Replies to “Lazy Retirment Journey – First Net Worth Update – Quarter 1 2017”

  1. A longboard time ago I sent a friend a net worth spreadsheet. Years later he emailed back to me, my net worth was only 13k. Now I’m 40, married, and our net worth is 1M plus. Yup, still the same person.

    1. Thank you! I’ve been tracking it diligently so figured what better way to get started than with a net worth post? You’ll have to do yours soon!

    1. Thanks Melanie! It really is motivational to track your net worth like this. Seeing the numbers go up every few months is really energizing.

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